Privacy Policy

Last Updated: September 16, 2026

Banking2Day Financial Services Pvt Ltd ("Banking2Day", "we", "us", or "our") respects your privacy and is committed to protecting your personal data. This Privacy Policy outlines how we collect, use, store, and process your information when you visit banking2day.com or submit loan applications through our platform.

1. Information We Collect

When you interact with our platform, we may collect the following personal and financial information:

• Personal Identity Data: Full Name, Date of Birth, Gender, PAN Card Number, Aadhaar Number.
• Contact Data: Mobile Number, Email Address, Current Residential Address, City, Pincode.
• Financial Data: Monthly Salary / Net Income, Employment Status, Bank Account Details, Credit Score (CIBIL) information.
• Technical Data: IP Address, Device ID, Referral URL tracking parameters (click_id, utm_source, utm_medium, utm_campaign, utm_trackingid).

2. How We Use Your Information

Your information is used strictly for legitimate financial service operations, including:

• Evaluating your eligibility for personal loans and credit products across our partner NBFCs and Banks.
• Transmitting application details securely to RBI-registered lending partners.
• Verifying your identity and mobile OTP authentication.
• Communicating loan status, pre-approved offers, and updates via Call, SMS, Email, or WhatsApp.

3. Data Sharing & Security

Banking2Day does not sell or rent your personal data to unauthorized third parties. We share data only with RBI-registered Banks, NBFCs, and authorized technology providers required to process your loan application. All data transmissions are encrypted using 256-bit SSL protocols.

4. Contact Us

If you have any questions regarding this Privacy Policy or wish to request data deletion, please contact our Data Protection Officer at:

✉️ Email: privacy@banking2day.com
📍 Address: Cyber City, Phase II, Gurugram, Haryana - 122002